Narendra Modi government’s latest BHIM app, or the Bharat Interface for Money to push India towards a cashless economy. Prime Minister Narendra Modi’s biggest step towards “cash-less” economy. BHIM app is available for Android OS. An iOS app will be launched soon in coming days. According to the government, the BHIM app allows to merchants to make cashless payments using their smartphones in a “very reliable and secure” way.
The Aadhaar-based payments app has been developed by the National Payment Corporation of India (NPCI). The ‘Made in India’ app is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts.
How to Download and setup BHIM app for digital payments?
BHIM stands for Bharat Interface for money. Bharat interface for money (BHIM) is a UPI based payment solution. This helps people to send or receive money digitally. Users don’t need to enter lengthy details like bank account number etc.
Apart from an app, the interface can be accessed using USSD from any phone including feature phones. To use this service users need to dial *99# from any kind of mobile phone. It will also not require the internet to access this payment interface using USSD.
Just follow these simple steps,
Step #1: Go to play store using this link.
Step #2: Click on Install and wait for the download to complete.
Step #3: Once installed open the app.Select the preferred language among English or Hindi. Click on NEXT. Again click on NEXT
Note: If it asks for permissions, click allow.
Step #4: Tap on “let’s get started”. Now verify your mobile number. Make sure that mobile number to get verified is on your phone. Also, note same number should be registered with your bank. Select the sim card in case you have a dual sim mobile.
Click on next.Your mobile number will be automatically verified.
Step #5: Now Enter a 4 digit passcode. Confirm the 4 digit pass-code.
Step #6: Select your bank. You will get a list of bank accounts registered with the number and bank you selected. Select the bank account you want to use with this app.
Now using BHIM app you can send money, receive money or make payments for your purchases by simply scanning a QR code.
How To Use BHIM App For Digital Payments
You can send money using BHIM app by two methods. The first method is the phone number or the payment address of the recipient. Make sure that recipient is registered with UPI.
The second method is by entering the recipient name, account number and bank IFSC code.
You can request money from anyone using two methods. One is by entering the mobile number or payment address. Second method is by generating a QR code for a particular amount.
Scan and Pay
BHIM app allows users to generate a QR code which can be scanned by other users to make payments.
BHIM App Supported banks
Following are the Supported Banks for BHIM App to make digital apps.
Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.
All the banks will be added till March 2017.
Stay tuned for latest App reviews, howtos and guides. You can follow us on Twitter, add us to your circle on Google+ or like our Facebook page to keep yourself updated on all the latest from Microsoft, Google, Apple and the Web.